At Lastra & Raffel Family Dentistry, we believe that everyone deserves to have access to the dental care they need. As such, we are proud to offer a variety of payment options to finance or even cover your cosmetic dentistry treatments.

Financing options include:


If you do not have dental insurance and are able to pay in cash at least one week prior to your treatment, you will receive a 5% repayment discount. Conditions apply.


Checks are welcome, both personal and certified.

Debit and Credit

We accept debit cards and all major credit cards, including Visa, MasterCard and Discover.

Low Monthly Payment Plans

Care Credit Dental

Care Credit is a program specially designed for healthcare related expenses, including cosmetic dentistry, providing coverage for up to $25,000. The program has no interest, annual fees, setup costs, or prepayment penalties.

The low monthly payments can be spread over a time period anywhere from 3 to 60 months.

Flexible Spending Accounts

Ask your employer where they offer a medical spending plan, which allows you to cover dental treatments using pre-tax income set aside for medical expenses.

Insurance Coverage

We will be happy to help you determine whether your dental treatment is covered by your insurance plan. If it is covered, we will help make the claim filing process as simple as possible for you!

We greatly value our patients, and thus we want to accommodate any and all of your financing needs. Contact your Thousand Oaks cosmetic dentist today, and we will be happy to address your questions and/or concerns regarding the above-mentioned payment options.